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*The 3% load discount for existing users and the 5% QR rebate for new users are currently unavailable. You can still use your HCQWARTA and Home Credit Card to buy load and make QR transactions as usual—just without the promotional rebates for now. However, if you are a new user of the Puregold x Home Credit Card, you are still eligible for the 5% QR rebate.
Pay your bills using HCQWARTA by Home Credit Philippines!
Use HCQWARTA by Home Credit to buy load, settle bills, scan to pay, and more. Start paying with HCQWARTA when you buy from our merchant partners nationwide.
Araw-araw na ang tipid with HCQWARTA!
Get 3% discount sa bawat reload —for all networks!*
Example: P100 load = Pay P97 only!
Pay your bills in-app with 300+ billers nationwide — no added fees!
Example: P1,000 bill = Pay 1,000 only!
Enjoy 5% rebate for your payments via QR scan!*
5% of total purchase, up to P300 max. Valid to new customers within 30 days from sign date only.
HCQWARTA is easy to use!
Pay your bills with no additional fee. Contactless na, free of charge pa!
Save on your QR purchases with up to P300 rebate on your first 30 days with HCQWARTA!*
Get a loan and enjoy HCQWARTA instant approval with up to ₱50,000 spending limit!
Bundle up your product installments with HCQWARTA! Just visit us and ask our Sales Associates for assistance.
Step 1: Choose a Partner Store near you
Choose any of our partner stores nationwide from our store locator.
Step 2: Inquire about HCQWARTA
Approach our Sales Associate at the store to inquire about product installments and HCQWARTA.
Step 3: Approval Process
Our Sales Associate will process your product installment application and present a HCQWARTA offer. *Applications are subject to approval.
Get the refreshed Home Credit App!
Online loan app from the Philippines' trusted lending company.
FLEXIBLE installments as low as 0% INTEREST
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Score exclusive DEALS and DISCOUNTS
Unlock Deals - Get the App Now!
Find the answers to your questions about our HCQWARTA product
