Get the phone you've always wanted with Home Credit
Download the Home Credit App and apply for a loan in minutes!
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Fast Loans, Easy Installments!
Get an easy loan and flexible installments with Home Credit!
Why choose Home Credit for your installment loans?
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Lowest interest & monthly rates -
Flexible payment options
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Fast & easy application process
Four simple requirements for first-time loan applicants
1 Primary ID
Must have one primary ID that contains your current address.
Source of Income
Must have an income from reliable sources such as employment, business, pension, and remittances.
Customers with Ongoing Loans are Qualified
Existing customers with ending loans can re-apply.
Get the refreshed Home Credit App!
Online loan app from the Philippines' trusted lending company.
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What Home Credit Means to Every Juan
Watch real-life stories of success featuring our Ka-HCs who trusted Home Credit in helping them achieve their financial goals.
Home Credit's Trust and Recognition
With financial empowerment in mind, Home Credit has been recognized and awarded by the top award-giving bodies, both locally and internationally.
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Estimate your loan in seconds
Get a quick, approximate idea for your loan options – no commitment, just clarity.
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Low and flexible payment rates
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17,000+ of partner stores nationwide
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0% interest options on select products
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Fast and easy application
Final down payment may vary based on your eligibility. Download the app to check yours!
Estimated monthly installment
Hurry! Apply on the app now to unlock your deal!
Join 12M+ Customers Who Shop, Borrow, and Save Smarter with Home Credit
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See what’s trending from #HomeCreditPH
Tag us with #HomeCreditPH when you post your story! 📱✨
See real reviews, feedback, and stories from our users.